8 Healthy Habits That Help Your Finances
Being healthy can definitely have a host of benefits, including financial ones! I’ve never really thought about the financial benefits that being healthy can have until now, but it really can. Eating healthy, for example, can cut down on your medical costs, while opting for water over soda and alcohol can reduce the amount of money you spend on groceries. Check out these 8 Healthy Habits That Can Help Your Finances.
Buy real food. Many consumers argue that healthy food costs more than unhealthy food, but that argument fails to address the costly health issues related to a poor diet. Plus, the USDA reported the required servings of fresh fruits and vegetables is affordable for families who buy these items in place of the sugary, processed foods they’re already spending money on. You can also find grocery coupons for savings of $1 or more through such sites as Coupon Sherpa for healthy items like eggs, rice, vinegar, nuts, Greek yogurt and more.
Commit to regular exercise. You don’t need a gym membership or pricey pass to a boutique fitness studio to get into or maintain a healthy physique. In fact, the majority of people who pay for fitness memberships never use them! Basic exercises like walking, running, biking and hiking, plus strength-building moves like push-ups, squats and pull-ups, can all be accomplished at absolutely no cost. Keeping yourself physically fit reduces medical costs associated with diabetes, obesity and heart disease.
Pack your lunch. Dining out with coworkers everyday is costly to both your bank account and your health. According to a 2015 survey from Visa, the average American spends over $1,000 every year on lunch at restaurants. The survey also found that eating out for lunch cost an average of $11 per meal, compared to a little over $6 for brown-bag meals. You can cut your lunch budget in half by bringing it from home, and like preparing meals for dinner, you have more control over ingredients and can choose healthier options.
Always ask for water. The health benefits of regular hydration are numerous, as are the cost savings when it’s time to order beverages from restaurants. Opting for water saves anywhere from $2 to nearly $20 compared to juice, sodas and alcohol, all the while contributing to your health and well-being!
Meditate. The mental health benefits of meditation are widely known, but they can also positively impact your finances. Experts suggest that mindfulness and meditation techniques can help curb impulse purchases and addictive spending behaviors, as well as return your focus to long-term financial goals.
Cook at home. Getting takeout or dining out frequently impacts both your bottom line and your waistline in negative ways. Restaurant meals are oversized and typically contain more calories than nutrients. Making meals at home gives you more control over ingredients and portion size which contributes to better weight maintenance, while costing you a fraction of what you’d pay at a restaurant.
Practice gratitude. People who are grateful tend to take better care of themselves and possess the mental fortitude to avoid excess consumerism. Identifying what you’re grateful for on a regular basis can reduce the desire to acquire new things or mindlessly purchase costly experiences.
Be friendly. Retail therapy can’t compete with time spent laughing and commiserating with friends and family! Keeping an active social life is key to reducing stress, increasing happiness and avoiding feelings of loneliness and depression later in life.
Which of these healthy habits do you practice?